The following promotion is intended for viewing only in the United States and the District of Columbia, and will be construed and evaluated according to the laws of the United States. Do not proceed if you are not a legal U.S. resident or are accessing the promotion from outside the United States or the District of Columbia.

$1,000,000 Bracket Prediction Contest

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCE OF WINNING. VOID WHERE PROHIBITED.

How to Enter:

Beginning at 12:00 AM EST on March 12, 2017, until 12:00 PM EST March 16, 2017 (The Registration Period), you may enter the $1,000,000 Bracket Prediction Contest (Promotion). The Promotion is sponsored by Aptivada, LLC (Main Sponsor). The Grand Prize Contest is scheduled to occur between 3/16/2017 - 4/3/2017 during the designated 2017 Men’s College Basketball Tournament.

Designated Tournament: 2017 Men’s College Basketball Tournament being played between 3/16/2017 - 4/3/2017, with the Semi-Final & Championship games to be held at University of Phoenix Stadium in Glendale, AZ.

You may enter via the following method(s):

ONLINE by visiting the following website(s): http://wnnj.iheart.com/ , http://wsus1023.iheart.com/ , http://max1063.iheart.com/.  or any participating station website. Follow the online instructions and complete the online entry form. Each entrant must fully complete the online entry form with all required information, including your name, zip code, valid email address and phone number (including area code). Each registrant will designate their own username (email address) and password. The designated Screen Name will be the first name and last initial and will be displayed on the Leaders and Picks section during the contest. Each registrant’s username (email address) & password will allow participants to return to the contest site to Log-in and view their prediction, points and standings.

Sponsor and their respective subsidiaries and affiliates are not responsible for lost, late, incomplete, stolen, misdirected, illegible entries; or for any entry not submitted or received due to any technical error or failure, unauthorized human intervention, inaccurate capture or mis-entry of any required information, or the failure to capture any such information or effects of hackers or failure of any electronic equipment, computer transmissions and/or network connections.

Online entries will be deemed made by the authorized account holder of the email address, LinkedIn account, Twitter account, Google account, or iHeartRadio account submitted at the time of entry. The authorized account holder is the natural person who is assigned to the (i) email address by an internet access provider, online service provider or other organization that is responsible for assigning the email address or the domain associated with the submitted email address or (ii) LinkedIn, Twitter, Google, or iHeartRadio account by LinkedIn, Twitter, Google, or iHeartRadio, as applicable. Multiple entrants are not permitted to share the same email address or LinkedIn, Twitter, Google or iHeartRadio account.

Entries submitted will not be acknowledged or returned. Use of any device or method to automate entry is prohibited. Incorrect, illegible, corrupt, and incomplete entries are void. Proof of submission of an entry shall not be deemed proof of receipt. Limit one entry per person per email address.

Eligibility:

The Promotion is open to all legal residents of the United States and the District of Columbia who are at least 18 years of age at the time of entry (except that residents of Alabama and Nebraska must be at least 19 years of age at the time of entry and residents of Mississippi must be at least 21 years of age at the time of entry). Employees of Main Sponsor or Aptivada LLC, their respective parent, subsidiary, and affiliated entities, advertising agencies, participating sponsors/promotional partners, and the members of their immediate families (spouse, parents, siblings or children) or households (whether related or not) are ineligible to participate or win. This Promotion is subject to all applicable federal, state, and local laws and regulations. Void outside the United States and where prohibited by law.

Entrants are required to provide truthful information and the Main Sponsor will reject and delete any entry that it discovers to be false or fraudulent. Main Sponsor will disqualify any entry from any individual who does not meet the eligibility requirements, and will also delete any entry as required by law.

Eligible Entries Open to the first 500,000 eligible entries received by 12:00pm EST on 3/16/2017: Only the first (500,000) eligible entries received from contestants who have successfully completed the bracket prediction entry will be eligible to participate in the grand prize contest (see below). Any additional entries after the first (500,000) entries have been received are ineligible to participate or win any prize, regardless of the accuracy of their submitted bracket prediction.

Bracket Prediction Must be completed and submitted by 12:00pm ET on 3/16/2017:

Bracket predictions must be completed and submitted between:

3/12/2017 Following team selection announcements for the designated Men’s College Basketball Tournament

3/16/2017 Prior to 12:00pm ET

NOTE Play-in game byes: The play-in games on 3/14/2017 and 3/15/2017 are byes, and not part of the prediction challenge.

Bracket: Once the designated 2017 Men’s College Basketball Tournament team selections have been announced on 3/12/2017 all registered or newly registering participants must fully complete the provided Bracket Prediction form on the Edit/Update Picks page of the contest website.

Save Picks: Participants are required to click the Submit Tournament button on the contest website to save their bracket predictions selections, cumulative score prediction or updates to their predictions. Any changes or predictions made without clicking the Save Picks will not be saved or recognized for this contest.

Completed bracket prediction entries must be received by 12:00pm ET on 3/16/2017 in order to be eligible to participate or claim any prize. Any registered participant or contestant who fails to fully or correctly complete the on-line registration form, or fully and correctly complete the required Bracket Prediction for all (63) games in the designated tournament (and Save their picks) will be disqualified from the contest and will be ineligible to claim any prize (see below). Any bracket prediction not received by the required deadline for any reason including, but not limited to transmission error, internet problems, equipment or website malfunction, internet traffic or errors caused by viruses or hackers will be disqualified. Sponsor is not responsible for any delays or difficulty in receipt an eligible contestant’s Bracket Prediction that prevents participation.

Any incomplete or illegible entries will be disqualified. Released Parties are not responsible for lost, late, misdirected, illegible, incomplete, invalid, unintelligible, damaged, or for entries submitted in a manner that is not expressly allowed under these rules, or for any entry not submitted or received due to any technical error or failure, unauthorized human intervention, inaccurate capture or mis-entry of any required information, or the failure to capture any such information or effects of hackers or failure of any electronic equipment, computer or cellular transmissions and/or network connections; all of which will be disqualified.

Each participant must submit an entry on his/her own behalf. Any entry submitted on behalf of another individual or using another person’s email address or name will be disqualified and ineligible to claim any prize. No mechanically reproduced or automated entries permitted. Use of any automated system to participate is prohibited and will result in disqualification and all such entries will be deemed void.

Scoring Bracket Points: Each eligible contestant who has successfully completed the on-line registration and bracket as required by these Official Rules will receive the following points for each of the (63) games for which they have correctly determined the winning team:

100 point for each correct pick in Round 1

200 points for each correct pick in Round 2

400 points for each correct pick in Round 3

800 points for each correct pick in Round 4

1600 points for each correct pick in Round 5

3200 points for the correct Champion

Any incorrect entries will receive 0 points. The maximum point total for correctly determining the winning team in every game played during the Designated Tournament is 19,200 points. At the completion of the designated tournament, each eligible contestant bracket entry received will be compared to the actual bracket outcome.

Tie Breaking Procedures Bracket Winner: In the event of a tie among any point leaders in the Bracket prediction, the tie-breakers to determine the Bracket Winner for the Local Market prize package shall be as follows (tie breaker procedures shall not apply for the $1,000,000 40-yr Annuity Grand Prize see below): Each player will choose a score for a designated matchup the Tiebreaker Matchup. The absolute value of the difference between the chosen and actual score for tiebreaker team #1 is added to the absolute value of the difference between the chosen and actual score for tiebreaker team #2, then this value will be subtracted from the possible baseline tiebreaker points of 99(ninety-nine). If the remaining tiebreaker points are less than 1, then 1 tiebreaker point will be used. The player’s tiebreaker points will be appended to the actual score through each round, Â and will be a part of the overall score as well. If a tie still exists after using the tiebreaker formula then a random winner will be chosen from the pool of tied players.

In order for the grand prize to be awarded, an eligible contestant must correctly predict all (63) games in the designated Men’s College Basketball Tournament. If no eligible contestant correctly predicts all 63 games, then the Grand Prize will not be awarded.

Grand Prize - Predict all (63) Games Correctly (Perfect Bracket):

If any eligible contestant correctly predicts all (63) games in the designated Men’s College Basketball Tournament, they will be eligible to claim the grand prize subject to verification of compliance with these official rules. The grand prize is: $1,000,000 40-year annuity, awarded in the form of $25,000 Cash per year for 40-years without interest. The initial prize award of $25,000 cash shall be awarded within approximately 30-days of receipt of all required prize acceptance paperwork, and each subsequent payment shall occur on or about the anniversary date of the first payment for 39-years. No current cash value of the annuity prize award will be available.

A maximum of one (1) grand prize will be awarded. In the event of multiple winning entries, then the cash value of the grand prize will be evenly distributed among eligible winning contestants. If no eligible contestant successfully completes the grand prize winning requirements, then the grand prize will not be awarded.

Local Market Bracket Champion (if available) 1st Place prize award for Most Correct Games (Maximum one prize award per market): One (1) $100 Visa Gift Card.

IMPORTANT NOTE: Not all participating markets shall award a Bracket Champion prize award. 1st Place bracket champion prize awards shall only be available as designated by that local participating market, in the markets sole determination and discretion. Any available local participating market 1st Place Bracket Champion prize award shall be as designated, announced and listed on the participating radio station website(s). See any participating station website for availability and 1st place bracket champion prize award details. If there is not a 1st place bracket champion prize designated, then there shall not be a local market Bracket Champion prize award for that market.

If available in your participating market, the eligible contestant who predicts the most games correctly from among all eligible contestants within that participating market, thereby earning the most points in the bracket challenge will be eligible to claim the 1st Place Bracket Champion prize award available for that market (if available), subject to approval and verification of compliance with these official rules. The 1st Place Bracket Champion prize award is: bracket champion bonus prize award, consisting of the merchandise and items as solely determined and announced by the participating market and local radio stations.

There is a maximum of one (1) 1st Place Bracket Champion prize award available per participating market. In the event of multiple contestants tied for the most games predicted correctly within the market, then the tie breaking procedures (see above) will apply for determining the 1st Place Bracket Champion prize winner for that market. Winner must accept delivery of prize as specified by Stations/Sponsor. Prize does not include any other costs or associated expenses not specifically listed by station(s) or any related delivery, prize acceptance, installation or use costs.

All prize awards are non-cumulative. There is a maximum of one prize award per participating contestant. All applicable federal, state and local taxes are the winner’s sole responsibility. All prize awards are non-transferable and no cash redemption or prize substitution allowed, except at Sponsor’s sole discretion or as provided herein. Sponsor reserves the right to substitute a prize of comparable or greater value, at its sole discretion.

All other costs and expenses related to prize acceptance and use not specified herein as being provided are the sole responsibility of Grand Prize or Bonus Prize winner. All income, federal, state and local taxes are Grand Prize or Bonus Prize winner’s sole responsibility. Sponsor reserves the right to substitute a prize of comparable or greater value, at its sole discretion.

Failure to collect or properly claim any prize in accordance with these rules will result in forfeiture of the prize. If forfeited for any reason, finalist will not receive any other prize substitution or compensation, and the prize will remain the property of Sponsor and will not be awarded, except as provided herein. All other expenses not specified herein as being included are the sole responsibility of winner. Prize awards are non-transferable and no cash redemption or prize substitution allowed, except at Sponsor’s sole discretion or as provided herein.

Conditions:

Payments of all federal, state and local taxes are solely the responsibility of the winner(s). Winner(s) will be required to complete (including by filling in the winner’s full Social Security Number) and submit an IRS Form W-9 or the equivalent for receipt of any prize valued at $600 or more or for any prizes awarded by Main Sponsor in a calendar year with an aggregate value of $600 or more. Failure to submit a complete W-9 or equivalent will result in disqualification and forfeiture of the prize.

Participating in the Promotion and acceptance of a prize constitutes a winner’s and guest’s (where applicable) permission for Main Sponsor or its agents to photograph, film and record each winner, and to use his/her name, address (city and state), likeness, photograph, voice, biographical information and/or any statements made by him/her regarding the Promotion or its sponsors for purposes of trade, publicity or promotion without additional financial or other compensation, and, Main Sponsor may, where legal, require a winner (and guest or travel companion, where applicable) to sign a publicity release confirming such consent prior to acceptance of the prize. It is the responsibility of the winner(s) to ensure that their guest(s) or travel companion(s) sign and return to Main Sponsor any required release.

To the fullest extent permitted by law, by participating in the Promotion, you:  agree to grant Main Sponsor a non-exclusive, perpetual, worldwide license to edit, telecast, exhibit, rerun, reproduce, use, syndicate, license, print, distribute and otherwise exploit any items (including any photos, videos, audio, or written material) submitted as part of your contest entry (the Materials) or any portion thereof, in any manner and in any and all formats and media now known or hereafter devised, without payment to you or any third party; acknowledge that Main Sponsor reserves the right, in its sole discretion, not to use the Materials at all; and represent and warrant that: you meet the minimum age requirements specified in the eligibility criteria; you have the full legal right, power and authority to grant to Main Sponsor the license provided for herein; you own or control the complete exhibition and other rights to the Materials you submitted for the purposes contemplated in this license; you are either the parent (or legal guardian) of any minor featured in the Materials or have received the express consent of the parent (or legal guardian) for any such minor to appear in the Materials and to enter the minor’s likeness in the Materials in the contest; and neither the Materials nor the exercise of the rights granted herein shall infringe upon or violate the right of privacy or right of publicity of, or constitute a libel or slander against, or violate any common law or any other right of, any person or entity.

Prior to awarding any prize or prize certificate, and depending on the nature of the prize and eligibility requirements of the Promotion, Main Sponsor in its sole discretion may require verification of Promotion winner’s or winners’ identification by a showing of valid government-issued photo identification.

To the fullest extent permitted by law, by participating and/or accepting a prize, entrants, winner(s) and guests (if applicable) agree to release and hold harmless Main Sponsor, Aptivada LLC, their respective sponsor(s) and promotional partner(s), their advertising and promotion agencies, any social media platform utilized in the conduct of the Promotion (including but not limited to Facebook, Inc.) and each of their respective parent, subsidiary and affiliated entities, and the officers, shareholders, directors, employees, agents, representatives, successors, and assigns of each of them (collectively, the Released Parties) against any and all claims or liability arising directly or indirectly from the prize or participation in the Promotion. Main Sponsor may also require eligible Promotion winner(s) and their guests or travel companions, if any, to sign a liability release confirming such consent. It is the responsibility of the winner(s) to ensure that their guest(s) or travel companion(s) sign and return to Main Sponsor any required release.

Main Sponsor, in its sole discretion, reserves the right to disqualify any person (and all of their entries) from the Promotion if he or she tampers or is suspected of having tampered with the entry process, the operation of the Promotion, or the operation of any Website, Facebook Page, and/or any other social networking site used in the Promotion, or is otherwise in violation of the rules. Main Sponsor further reserves the right, in its sole discretion, to modify, cancel, terminate or suspend the Promotion, or any part of it, if it is not capable of completion as planned or if any fraud, technical failures or any factor beyond Main Sponsor’s control, including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort, corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion as determined by Main Sponsor in is sole discretion. Any attempt by an entrant or any person to deliberately damage any Website, Facebook Page, and/or any other social networking site used in the Promotion or to undermine the legitimate operation of this Promotion may be a violation of criminal and civil laws. Should such an attempt be made, Main Sponsor reserves the right to seek full prosecution and/or damages from any such individual to the fullest extent permitted by law. Main Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of this provision. If due to circumstances beyond the control of the Main Sponsor, any competition or prize-related event or travel is delayed, rescheduled, postponed or cancelled, Main Sponsor reserves the right, but not the obligation, to modify, terminate, suspend or cancel the Promotion and shall not be required to award a substitute prize.

The Released Parties are not responsible for (i) typographical or other errors in the printing, the offering or the administration of the Promotion, or in the announcement of a prize; (ii) entries not received due to difficulty accessing the internet, service outage or delays, computer difficulties, malfunctions, disconnections, other technological failures, telephone service outages, delays, dropped calls, or busy signals, or any other difficulties that may prevent an individual from sending or receiving a text message; or (iii) lost, stolen, mangled, misdirected, postage due, illegible, incomplete, incorrect, or late entries. Further, the Released Parties are not responsible if any part of a Promotion prize that cannot be awarded due to acts of god, acts of war, natural disasters, weather, acts of terrorism or other factors beyond Main Sponsor’s control.

To the fullest extent permitted by law, by participating in the Promotion, you understand and agree that:

the Federal Arbitration Act applies to this agreement, and if the parties are unable to resolve their dispute amicably, it shall be resolved by means of binding arbitration (not in a court of law);

any and all disputes, claims, and causes of action arising out of or in connection with this Promotion, or any prizes awarded, shall be resolved individually, without resort to any form of class action (even if the rules and procedures of the arbitration tribunal allow class arbitrations);

any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Promotion, but in no event and under no circumstances will entrants or winners be permitted to obtain awards for attorneys’ fees, and you hereby waive all rights to claim punitive, incidental, or consequential damages, or any other form of damages, other than actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased;

any claim or dispute regarding the Promotion or these Official Rules will be resolved pursuant to the laws of the State or Commonwealth in which the Main Sponsor is located, without regard to the conflicts of laws and rules of that State or Commonwealth;

any claim or dispute regarding the Promotion or these Official Rules will be resolved in a tribunal within the State or Commonwealth in which the Main Sponsor is located, and you submit to the jurisdiction of, and waive all objections to the jurisdiction or venue of, such tribunal; and if for any reason a claim or dispute regarding the Promotion or these Official Rules proceeds in court rather than through arbitration, there will not be a jury trial.

The invalidity or unenforceability of any provision of these Official Rules, including but not limited to the agreement to arbitrate, shall not affect the validity or enforceability of any other provision. If any such provision is determined to be invalid or otherwise unenforceable, these rules shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained herein.

To obtain a copy of the Official Rules or a list of winner(s) following completion of the Promotion (please specify which), send a self-addressed, stamped envelope (VT residents may omit return postage) specifying Official Rules or Winner List to Bracket Prediction Contest Winner List or Official Rules Request, Aptivada, LLC, 32 West 200 South Salt Lake City, UT 84101. All such requests must be received within thirty (30) days following completion of the Promotion.

Official Rules, Terms of Use Agreement & Privacy Policy:

By entering this Promotion, you agree to be bound by these Official Rules and Main Sponsor’s Terms of Use Agreement and Privacy Policy.

Main Sponsor: Aptivada, 32 West 200 South Salt Lake City, UT 84101

Additional Sponsor(s): American Coachwerks, iHeartMedia, Inc.